Writing realistic business plan that predicts correctly 5 years of business success is really challenge.

Instead of Goverment giving Word document and Excel Sheet there should be a service that would give guidance based upon the knowledge of Financial Cluster from the Specific Industry to make better Business Plans with faster time-to-market

As an entrepreneur, steering your startup on the financial path to success needs an effective financial roadmap and a thorough understanding of how it will ..

The operators that act as intermediaries in the field of electronic invoicing (banks and IT operators) differ in the way they create value for their customers. According to the research conducted at the Helsinki School of Economics and Politecnico di Milano, banks focus on providing the market with an inexpensive way to transfer invoice data. On the other hand, the IT operators focus on creating complementary products and services to the e-invoice. In addition to lowering transaction costs and..

I finally got my presentation uploaded and synced with the slides. The presentation, "Social Media Developments in the Real-Time Economy" is in finnish (but slides are in english) and was given at the Real-Time Enterprise Summit, Finlandia Hall, 6th of October 2008.

The presentation can be viewed here.

Keynote videos and presentation materials from the Real-Time Enterprise Summit can be found here.

The Federation of Finnish Financial Services (FKL) launched today an e-invoicing campaign for consumers in collaboration with the Finnish banks and several companies who send over 1 million invoices per year.

The main goal of the campaign is to raise awareness of consumer's e-invoice and its benefits. Bill Virtanen, a virtual e-invoicing expert, has been hired for the campaign to answer consumers' questions in Suomi24.fi -portal.

Check out the following site for more information (in Finnish):
htt..

One thing to do in order to fasten the penetration of e-invoicing is to make them more familiar to companies or cities. Moreover, a free invoice sheet made for example with excel could be send to small organizations and it could be said that they should and could use it when they send invoices. It would be easy to attach this excel file into email and it could be stored easily into the client's folder in the computer. Moreover, we have actually made this kind of sheet and it can be requested f..

  Apart from the punishment, Mrs. Hirvelä can think of some incentive plans to increase the penetration of electronic invoicing. Nobody would prefer punishments than rewards. So incentive plan can be the other best way to promote e-invoicing. If people are willing to use the e-invoice to receive their bills, rewards can be given to them. Rewards can be in different formats such as tax-refund or money refund. 

For instance, a company or a person continue to use the e-invoice instead of the tra..

Although we have promotion, education and planning, it is not for sure that all people would accept the use of e-invoicing. Some measures which are really harsh can be implemented in order to force them using it. We do know this is not the ideal way to promote e-invoicing. However, this can be the most effective method to convince people

Actually, we know that without using e-invoice, it would generate lots of papers which cost a huge amount money. Consequently, environment would also be hu..

Education is the fundamental thing to do. More people have to be noticed that e-invoicing is the best way to receive the bills nowadays. And there are lots of information which users should understand in using e-invoicing. More advertisements or promotion programs in mass media, therefore, should be implemented in order to give plenty of information about e-invoicing to the public.

Information of e-invoicing should include the main benefits of using it. For example, Easy to use, low cost, accu..

City of Tampere could just force their customers to use E-invoicing. They should just inform their customer that they will only accept e-invoices and other types of invoiced will not be paid. Or other way would be to add certain fee on the paper invoices handled by City of Tampere. Naturallywhen making various business agreements with new vendors, e-invoicing should be inculed in the contracts, so that all the new customers and partners would be forced by contract to use E-invoices. Excisting ..